policyshrug
/ˈpɒlɪsiˌʃrʌɡ/nounVerified NewThe resigned acceptance that an insurance policy's exclusions will defeat the claim, adopted before the policy is even read.
The small print is assumed hostile and skipped, which makes the assumption self-fulfilling. Policyshrug is how exclusion creep stays invisible — nobody checks, so nobody objects.
Etym. — policy + shrug — the shrug as a financial instrument.
Novelty check: NEW · checked 2026-11-08
review evidence: wordstoreview/review-batch-3-05-money.md
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Method: Editorial batch review — per-word exact-form web search (WebSearch/Tavily) per docs/REVIEW-criteria.md §2